💰 Personal Finance Calculator Suite

Smart tools to help you make better financial decisions

🏠 Loan Calculator

Monthly Payment: $0
Total Interest: $0
Total Amount Paid: $0

How to use this calculator

Enter your loan amount, annual interest rate, and loan term to calculate your monthly payment, total interest, and view a complete amortization schedule showing how your loan will be paid off over time.

🎯 Savings Goal Calculator

Time to Reach Goal: 0 years
Total Contributions: $0
Total Interest Earned: $0
Final Amount: $0

About Savings Goals

Set a specific savings target and find out how long it will take to reach your goal based on your monthly contributions and expected return rate. This helps you stay motivated and track your progress.

📈 Compound Interest Calculator

Future Value: $0
Total Contributions: $0
Total Interest: $0
Return on Investment: 0%

The Power of Compound Interest

Albert Einstein called compound interest "the eighth wonder of the world." This calculator shows how your investments can grow exponentially over time when earnings are reinvested to generate their own earnings.

💼 Income Tax Calculator

Taxable Income: $0
Federal Tax: $0
Effective Tax Rate: 0%
After-Tax Income: $0
Monthly Take-Home: $0

Tax Estimation

This calculator provides a simplified estimate of federal income tax using 2024 tax brackets. Actual taxes may vary based on additional factors like credits, state taxes, and other deductions. Consult a tax professional for accurate calculations.

📊 Budget Allocator (50/30/20 Rule)

Needs (Housing, Food, Transportation, Utilities) $0
0%
Wants (Entertainment, Dining Out, Hobbies) $0
0%
Savings & Debt Repayment $0
0%

The 50/30/20 Budget Rule

50% Needs: Essential expenses like rent, groceries, utilities, and transportation.
30% Wants: Non-essential spending like entertainment, dining out, and hobbies.
20% Savings: Emergency fund, retirement, investments, and debt repayment beyond minimums.